Why You Should Talk Less and Do More

Why You Should Talk Less and Do More

A prototype is worth a thousand words.

Although memories of my early formal education have started to fade, I vividly recall two distinct types of learning experiences: brainwork and handwork. The vast majority of my time in school was spent listening to lectures, taking exams, writing essays, and so on. On rare occasions, we’d roll up our sleeves and make stuff. Those few instances when talking gave way to making made a big impression on me.

For instance, when I was 11, while studying the history of the Roman conquests, our assignment was to build a miniature trebuchet—the medieval catapult used to break through thick city walls—and take it for a whirl on the playing field. Of all the history classes I’ve taken, that’s the one I remember most, because it made a remote, abstract concept tangible and real.

Shortening the distance between talking about an idea and prototyping it is key to becoming a successful design thinker. Ideas are of little use if they stay put as ideas. You can only assess their merits when you bring them to life and let others poke at them. The toughest part can be translating the idea into something more concrete. This is where your creative confidence can waver. You might be afraid to commit or worried that others will question your skills. Such obstacles can be overcome with a few simple, but powerful, tricks:

Start Small
Make your first prototype quickly out of whatever materials are at hand. Whether it’s a sketch, cardboard model, video, or improv of a service scenario, making your idea less abstract will help you improve it.

Fail Fast
You’ve probably heard this before. When you’re trying new things, failure is inevitable. Accepting that failure is part of the process is key. As IDEO founder David Kelley famously said, “fail faster to succeed sooner.” It also helps to tell people that what you’re doing is an experiment. That way, it doesn’t seem so precious that they can’t give you honest feedback.

Ask for Help
Don’t assume you have to do everything yourself. Just explaining your idea to potential collaborators will help clarify it and asking for assistance invites others to build on your idea.

The good news is that it’s getting easier for ordinary folks to make stuff. Handy smartphone apps allow you to shoot and edit videos in a snap. New CAD tools, scanners, and printers, which are this close to becoming widely accessible and affordable, allow anyone to make 3D objects in minutes. Even coding is going from geek to gettable, thanks to open-source components like Raspberry Pi and Arduino.

 

What happened the last time you stopped talking and started making?

 

 

John Marcotte

720-771-9401

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Credit card debt … Don’t compromise your future

Credit card debt …

Don’t compromise your future

According to an estimate recently released by NerdWallet.com, the average American has around $7,000 in credit card debt.1 Many households of course are carrying much higher balances. The good news: Paying your way out of credit card debt may not be as difficult as you think. You’ve probably heard and read the following information before, but if you’re still strapped with credit card debt, you didn’t act on it. Take action now!

  • Create a budget — Use an online service like Mint.com or list your monthly income and expenses on a spreadsheet. Review your expenses to find areas where you can cut costs and expenditures.
  • Reduce your monthly bills — Some of your regular monthly expenses are discretionary and can be cut or reduced. For instance, can you get by with a cheaper data plan for your smartphone? Do you really need all those TV channels and premium movie services?
  • Cut down on unnecessary purchases — Track your expenditures for a week and then cut back “minor,” everyday purchases such as fast food, coffees and so on.
  • Rethink entertainment — Note how often you go out to dinner, bars, movies, concerts, etc. Work to eliminate at least one expensive entertainment outing per month.
  • Reward yourself along the way — The only way to get the job done is to keep at it and stay motivated. Once you start feeling deprived or punished, you’re more likely to throw in the towel. So reward yourself: Create goals and set milestones by which to measure your progress. For example, if your goal is to reduce your credit card debt from $8,000 to $6,000 in two months, give yourself a reward — just keep it within reason. Don’t book a trip to Paris or Rome that will get you right back in debt.

 

John Marcotte

720-771-9401

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Your will is a living document A work in progress

Your will is a living document

A work in progress

Life is never at a standstill — it’s ever-changing and so are your circumstances. As they change, your planning needs may as well. Don’t make the mistake of putting your will away and forgetting about it. Take a look at some major life events that should trigger a review of your will:

  • You get married or divorced  If recently married, you probably want to include your new spouse in your estate plan. Similarly, if you’ve been recently divorced, you may want to revise what you planned on leaving to your now ex-spouse. You should also change the beneficiary designation on insurance policies, IRAs, pensions and such since those probably specify your now ex-spouse.
  • You become a parent — How will your child(ren) be cared for if both you and your spouse die? Who will be the guardian of your minor child(ren)? These issues need to be addressed in your will.
  • You retire — If you retire to another state (or move to a new state, for that matter), review your will and other estate planning documents to be sure they reflect the new state’s relevant laws. You may want to seek legal advice.
  • Your spouse or other beneficiary dies — If one of your heirs dies before you do, you need to update your will to reflect a new recipient.

How do you change a will? 
You can change your will in one of two ways:

  • By codicil — For small changes, you can utilize a codicil. A codicil is a separate document that’s valid under applicable state law. It adds to or amends your original will. A codicil needs to clearly reference the specific portion of your will that it’s amending so you may want to consider legal counsel.1
  • A new will — For bigger changes or a series of small changes, you can sign a completely new will that’s valid under applicable state law. Your new will supersedes your old will in its entirety. Again, you may want to seek legal counsel. If people wish to k now why start a will early, they can get information about it from experts here!

Believe in smart
Make sure your will reflects your current situation. If you need to change your will because of a life event, you probably should review your estate and financial plans, as well as your insurance. If you don’t have a will consider getting one to make sure your wishes are carried out as you intended. 

Source

 

 

 

John Marcotte

720-771-9401

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Top Thrift Stores in Boulder

Top Thrift Stores in Boulder

boulder thrift stores

Something about this post makes me want to bust out a Macklemore song. Is it just me?

Who says you’ve got to shell out the big bucks to look fantastic? Sure, big time shops and designer retailers want you to think that great fashion comes with a hefty price tag, but that is simply not the case! Savvy shoppers know that right now, thrift stores are a wealth of great finds from vintage looks to slightly loved designer apparel.

Since Boulder shares space with some fairly successful entrepreneurs and fashionable college students, there are great finds to be had at some of Boulder’s most well-known thrift stores. Take a look at what they have to offer:

Goldmine Vintage

Located right on the Pearl Street Mall, this place is a hipster’s paradise. They’ve got everything from retro jackets to kitschy accessories and your favorite old school bands on vinyl. Goldmine is definitely a treasure trove of vintage finds.

Common Threads

This place offers uncommonly good prices for folks who want to look great, but have a pretty tight budget. Also, for those looking to make a few extra dollars, they offer consignment as well. Common Threads in Boulder is a great place to get fashionable finds for less.

Buffalo Exchange

Is this place part of a chain of thrift stores? Yes. Does that stop it from having one of the best sections of clothing in Boulder? Absolutely not! Whether you describe your look as Bohemian Punk or Neo Flapper, the chances of you finding the perfect outfit at Buffalo Exchange are pretty good.

Candy’s Vintage Clothing & Costumes

This place has been a staple in Boulder since 1977. If anyone gets the whole retro thing, it’s going to be these cats. Not only can you find some great old school pieces, you can also find some fantastic costumes and accessories! When it comes to vintage, Candy’s has it in the bag.

Looking for some places to thrift in Boulder while also giving your money to a great cause? Have no fear, there is a wealth of places that you can go shop at to find great outfits and make sure your money goes to a great cause.

 

 

John Marcotte

720-771-9401

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eGo CarShare: The Little Red Car That Could

eGo CarShare: The Little Red Car That Could

By  Yourboulder.com

eGo car share boulder

In the last several years, Boulder and Denver have seen an influx of carsharing programs. The idea is simple and sustainable: park a fleet of eco-friendly cars around the city and let people “rent” the cars for an hour or two to go run errands that might otherwise be a bit of a pain without a set of four wheels. It’s much more affordable than renting a car for an entire day, and the stations around town, typically make it accessible for most.

 

As stated above, car sharing seems to be a relatively new phenomenon. That is, until you find out a little bit more about eGo CarShare. This locally grown company was founded in 1997, which, to some, might feel like an entire lifetime ago. The company started as “The Little Red Car Co-Op” and the original participants physically passed a key around between one another (since the internet at the time was mostly geocities pages and animated sparkle gifs).

Of course, Boulder is a great fit for entrepreneurs, especially when they’re keeping sustainability and eco-friendly practices in mind. Thanks to the city of Boulder being built for people using all modes of transportation, it’s easier for many people to get away with not owning a car, making eGo CarShare the perfect fit when carless folks need more wheels than two to run some errands.

 

John Marcotte

720-771-9401

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Outdoor Recreation in Boulder, Colorado

Outdoor Recreation in Boulder, Colorado

To say Boulder is a healthy, fitness-oriented town is an understatement, and all the amazing opportunities for outdoor recreation are a big part of that. You almost can’t help but be in good shape here, thanks to miles of trails for hiking and running, an avid bicycling culture, and some of the best rock climbing around. And of course, a day of skiing is just a short drive away.

Boulder is also home to many true world-class athletes. Outside Magazine named Boulder the “#1 Sports Town in America” due to the high-caliber cyclists, runners, and rock climbers who live here and enjoy the bountiful training opportunities right outside the front door.

Don’t worry … you don’t have to be preparing for the Olympics to enjoy everything Boulder offers in the form of outdoor recreation. Take a look at some of the amazing free activities you can enjoy today.

 

John Marcotte

720-771-9401

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Where to Find Gluten-Free Beer (and Cider) in Boulder

 

Where to Find Gluten-Free Beer (and Cider) in Boulder

By  YourBoulder.com

Gluten-Free Beer

It’s never been easier to eat gluten-free, and in a town with so many healthy eating options, Boulder is a great place for folks who are gluten intolerant. But what happens when you’re in the mood for a little imbibing?

Of course, there are tons of wine and cocktail options, but sometimes you just want a beer. Nature’s cruelest joke was to make nearly all beer undrinkable for folks on a gluten-free regimen, but some breweries are heeding the call for gluten-free beer and there are plenty of places to find these options (as well as some delicious, refreshing ciders as well) in Boulder.

New Planet Brewing

All hail this completely gluten-free brewery in Boulder! This company offers a wide variety of beers from pale ales to blondes and everything in between. They do have a tasting room, which is open for very limited hours each month (every second Friday from 4-6 pm).

Even better, they bottle it so that you can find it all over Boulder. With over60 locations in the Boulder area, it’s not too hard to get a gluten-free beer fix any time you need one.

Shine Restaurant

That’s right, this bar/restaurant/meeting place is also a brewery. When they said they wanted to be an all-inclusive eatery, they meant it and they brew their very own gluten-free beer called Liberation Ale. Add this beer to their menu of delicious gluten-free menu options and you’ve got yourself a great evening out.

Colorado Cider Company

While this is a Denver based cider company, this brewery offers a fantastic selection of hard ciders to give you a little variety to the standard cider recipe (which isn’t all that bad to begin with) and they have numerous locations all around Boulder, from liquor stores to bars and restaurants. Try some of their unique twists on the classics, such as their Grasshopp-ah, which has a slightly hoppy flavor and is still gluten-free.

Eating gluten-free is fairly easy in Boulder and with this handy little guide, drinking gluten-free should be just as simple!

 

 

John Marcotte

720-771-9401

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Top Farm-to-Table Restaurants in Boulder

 

Top Farm-to-Table Restaurants in Boulder

Farm to Table Restaurants in Boulder

One of the biggest trends in restaurants today is the farm-to-table concept in which restaurants source as much of their ingredients from local growers and farms, some even go as far as growing their own herbs and vegetables in house! Of course, the concept makes perfect sense in a town like Boulder, so there are numerous options to choose from. Here are the top farm-to-table restaurants in Boulder.

Black Cat Bistro

This restaurant is about as close as you can get to the farm since the chef, Eric Skokan, actually owns the farm he uses to produce the delicious dishes he produces for Black Cat Bistro in Downtown Boulder. Having their own farm lets the restaurant plan the menu from the ground up quite literally. The menu is constantly changing and is a great place to have an intimate, fresh and organic dinner.

Bramble & Hare

The sister restaurant to Black Cat Bistro, Bramble & Hare also gets theirfarm fresh menu from Black Cat Farms located just outside the city limits. This restaurant was designed with more of a casual pub feel to complement the intimate bistro next door. But make no mistake, while this might have the feel of a casual pub, lots of love goes into making these dishes.

The Kitchen/The Kitchen Next Door/The Kitchen Upstairs

This trio of restaurants on the west end of the Pearl Street mall has taken Boulder by storm. Together, they offer just about any kind of dining (or drinking) experience that one could ask for. For an upscale dinner with friends or fancy first date, try The Kitchen; for a few classy cocktails and apps with friends, visit The Kitchen Upstairs; and for those of you wanting a nice night out with friends, pop into The Kitchen Next Door. The trio was built upon the concept of community and takes into account sustainability and locally sourced ingredients.

Oak at Fourteenth

On a corner just off the Pearl Street Mall, Oak at Fourteenth doesn’t immediately jump out to passersby, but once you make it into the restaurant, you’re in for a real treat. Diners swear by the tomato braised meatballs and burrata and the shaved gala apple & kale salad (yes, their salad gets people excited). The kitchen at Oak uses locally sourced veggies and meats and makes their own pasta.

SALT Bistro

This restaurant designs “menus that honor the ingredients” and it shows in its popularity. During the week, you can get a farm-to-table lunch or dinner and on the weekends, indulge in an all-natural, gourmet brunch. SALT uses a variety of farms in the surrounding area to source their food, and even supply one of the farmers with their scraps to feed his pigs.

The next time you and your friends decide it’s time for a night dining out, use this list to pick from some of the best restaurants that Boulder has to offer and now that you’re not only supporting one local business, you’re supporting farmers and other small businesses that give these restaurants the fresh, local ingredients they need to create a wonderful dining experience and have you leaving with a full belly and a happy heart.

By  www.yourboulder.com

 

 

John Marcotte

720-771-9401

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Lucky’s Bakehouse and Creamery: A North Boulder Treat

 

Lucky’s Bakehouse and Creamery: A North Boulder Treat

luckys

It’s Boulder. Everyone has some sort of dietary restriction and is always in training. Sugar is one of those things that people talk about in hushed tones. As in….are you eating it or aren’t you? Do you let your kids have any? Giving in or staying strong?

Well, when you’re done trying to ignore it and your sweet tooth must be indulged, it’s time to head to North Boulder for a stop at Lucky’s Bakehouse and Creamery. Located just a few feet from Lucky’s Market, this place has the the feel of a neighborhood bakery with the baked treats of a world-classpastry chef.

We’ll just start with the baked goods. Oh my. From the sweet (cookies, donuts and tarts) to the savory (biscuits and quiche), Lucky’s has you covered. And if you’re gluten-free, no need to worry. There are plenty of options for you that will make you forget all about the gluten! While Lucky’s doesn’t make bread, they do offer cakes available for custom order and with frosting choices like marshmallow fluff, chocolate buttercream and vegan vanilla, they are sure to be a delicious fit for any occasion.

Moving on to the ice cream. Can I get another oh my? Because the ice cream here is homemade and amazing. The mint chocolate chip has real mint in it and that’s just the beginning. We’re talking locally-sourced flavors like Justin’s Peanut Butter Cup and more unique ones like chocolate curry….small batches of yumminess handmade every day.

But don’t come here just for the food. The ambiance of Lucky’s is cozy and warm, inviting you to stay a while with your treats. There are small tables, an open kitchen perfect for watching the baking magic happen, and the friendly service that comes standard with a place this awesome.

Treat yourself. A little sugar won’t kill you. Stop in to Lucky’s and thank me later.

By  YourBoulder.com

 

 

 

John Marcotte

720-771-9401

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Boulder’s Bohemian Biergarten – A Bit Czech, German & Whatever Else

 

Boulder’s Bohemian Biergarten – A Bit Czech, German & Whatever Else

bohemian biergarten boulder

When I was an undergrad I studied abroad in Prague, Czech Republic for a semester. I went from not knowing where this tiny former Communist country was on a map to being obsessed with all things Cesky, especially culture around beer, or as they call it, “pivo.” So when I learned a few months back that an authentic Bohemian (region of the Czech Republic) beer garden was opening in Boulder, I was excited to say the least.

 

Let’s start off by saying that from someone who’s never been to Prague (or anywhere in Central Europe for that matter), Boulder’s Bohemian Biergarten has all of the features associated with a good natured, boisterous watering hole. The sharp dressed staff do their best to keep orders moving at a quick pace as both the front and back rooms fill up quickly after 5PM. There is seemingly endless, bench family-style seating throughout two huge rooms with a stage for music and comedy in the back room. The food tastes good, the music is loud and entertaining and everything has a distinct European feel.

I came to the Bohemian Biergarten with expectations of what my memory served me from when I was a younger man whooping it up overseas. What I got was a distinct mix of German and Czech culture and food. When Americans think of big, rowdy beer festivals in Europe, they probably think of Oktoberfest in Germany, not the Pilsner Urquel factory in Pilsen, Czech Republic. That’s fine, I get it. Give the people what they want.

The mix of Czech, German, and American beers on tap and in bottles is significant. From Pilsner Urquel, to Staropramen, you’ll find most of the major Czech beer producer represented here. You’ll also find a very large selection of German beers, which I frankly know very little about. I’m a Pilsner guy. However, the Prost Dunkel, a Denver based beer styled like acerny (black) Czech beer is absolutely delicious and I’ll often get that instead of my preferred Czech Pilsners when I’m wanting something different.

The food scene at Boulder’s Bohemia Biergarten is decidedly porky and fabulous. The array of grilled sausages are served just like you’d get them from a sausage stand right in St. Wencelsas Square, with a slice of bread, and a pile of sauerkraut waiting to be drenched in the mustard of your choice from a rotating condiment stand on each table. You might even see a whole pig on a rotating spit in the corner of the back room, right out in the open where everyone sits. It’s pretty primal and adds to their ambiance.

After a few litres of beer (yes, they serve liters), I frankly stop caring about the mixed metaphors my brain is interpreting of Czech and German cultureand its entirely easy to just get lost in the good, homey mood that is pervasive throughout Bohemia Biergarten. It’s the closest I can get right now to enjoying a shot of Becherovka on a cold Prague night in old town square and I can still get excited about that any day of the week.

Happy Hour is 3:00-6:30PM daily and it’s highly advisable to get there early as it does fill up right about the time when the Boulder folks get out of work.

By  YourBoulder.com

 

 

John Marcotte

720-771-9401

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