Lucky’s Bakehouse and Creamery: A North Boulder Treat

 

Lucky’s Bakehouse and Creamery: A North Boulder Treat

luckys

It’s Boulder. Everyone has some sort of dietary restriction and is always in training. Sugar is one of those things that people talk about in hushed tones. As in….are you eating it or aren’t you? Do you let your kids have any? Giving in or staying strong?

Well, when you’re done trying to ignore it and your sweet tooth must be indulged, it’s time to head to North Boulder for a stop at Lucky’s Bakehouse and Creamery. Located just a few feet from Lucky’s Market, this place has the the feel of a neighborhood bakery with the baked treats of a world-classpastry chef.

We’ll just start with the baked goods. Oh my. From the sweet (cookies, donuts and tarts) to the savory (biscuits and quiche), Lucky’s has you covered. And if you’re gluten-free, no need to worry. There are plenty of options for you that will make you forget all about the gluten! While Lucky’s doesn’t make bread, they do offer cakes available for custom order and with frosting choices like marshmallow fluff, chocolate buttercream and vegan vanilla, they are sure to be a delicious fit for any occasion.

Moving on to the ice cream. Can I get another oh my? Because the ice cream here is homemade and amazing. The mint chocolate chip has real mint in it and that’s just the beginning. We’re talking locally-sourced flavors like Justin’s Peanut Butter Cup and more unique ones like chocolate curry….small batches of yumminess handmade every day.

But don’t come here just for the food. The ambiance of Lucky’s is cozy and warm, inviting you to stay a while with your treats. There are small tables, an open kitchen perfect for watching the baking magic happen, and the friendly service that comes standard with a place this awesome.

Treat yourself. A little sugar won’t kill you. Stop in to Lucky’s and thank me later.

By  YourBoulder.com

 

 

 

John Marcotte

720-771-9401

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10 Tips for Ordering Wine So You Won’t Look Clueless

10 Tips for Ordering Wine So You Won’t Look Clueless

How To Order Wine

Let’s be honest: who wants to be seen at the checkout holding a copy of “Winefor Dummies”?

And yet, your wine knowledge is lacking. It’s not that you don’t like drinking it — it’s more that you’re accustomed to thinking of wine in terms of white, red, pink, and bubbly.

So, to save you the checkout line — and dining experience — embarrassment, we’ve out together a guide to get you great with grapes (and fast). Your date (or spouse) will look at you with a certain sense of swoon and you’ll be able to get a glass of something fantastic, no matter where your culinary adventures might take you.

 

Wine Tip #1: Always taste it first.

When you order a bottle, the waiter should always bring it to your table unopened and then pour a small amount in a glass for you to taste. Always taste it first and let the waiter know you approve.

Wine Tip #2: When to request a decanter.

Many young wines could benefit from a few minutes at least. Decanting older winers allows any sediment to settle to the bottom prior to pouring. For best results, ask the waiter if he recommends the wine be decanted. Most people only think of red wines as benefitting from decanting, but many whites can benefit as well.

Wine Tip #3: By the glass or by the bottle?

Most restaurants limit the wines they offer by the glass. The selection by the bottle will always be more abundant. Price-wise, you’ll see a significant difference. If two people plan on consuming two glasses of wine each or you’re dining with a party of four all expecting to drink at least one glass, the bottle will be the better deal price-wise.

Wine Tip #3: Say it right.

Bordeaux (bore-doe)

Chenin Blanc (shay-nin blan)

Cuvée (coo-vay)

Gewürztraminer (guh-vurtz-trah-mee-ner)

Meritage (mar-i-tij) NOT (mer-i-taaaaaaaj)

Riesling (rees-ling)

Sommelier (so-mel-yay)

Need more tips? Check out wineloverspage for an audible lexicon of over 400 wine-related terms!

Wine Tip #4: Check the vintage.

When you order wine, be sure to check that the vintage (year) they bring to the table is what you ordered. In all but rare exceptions, a younger wine (newer) should be less expensive. If they’ve brought you an older vintage and explain they are out of what you ordered, it’s a polite gesture to extend you the same price on the better bottle.

Wine Tip #5: Ask the waiter.

Som restaurants, especially finer ones, can have overbearing wine lists for wine novices. If you find yourself faced with pages of reds and whites, ask your server what he or she recommends. They will ask you about your taste preferences and make a recommendation. Many restaurants will also bring you a taste if they have something open so you can try before you buy. You can always ask for a taste, but there might not be an open bottle for the waitstaff or bar staff to sample from.

Wine Tip #6: Pairing wines with food.

While there are no longer any hard and fast rules, there are still some taste conventions that wine novices can go by. For seafood, chicken, salads, and lighter foods, whites are a common choice. For heavier steaks and cream-based and red sauce dishes, full-bodied reds pair well. For lighter meat dishes, try a fruity red. For dessert, you can try a Reisling, Gewürztraminer, grappa, ice wine, or port. Champagne is best left to its own devices or paired with fruit.

Wine Tip #7: Glass half full?

Actually, better restaurants will pour your wine glass only to fill the bottom third of the glass. This allows air to come in and enhance the wine’s flavor. Don’t expect this at Applebee’s, though. It’s also a great conversation piece when pouring wine for a date at your house or while at the table of a restaurant during dinner.

Wine Tip #8: The best question you can ask.

If you’re in a swanky joint with its own sommelier, ask the waiter for a moment of his or her time. When the sommelier arrives, ask him/her what they’re excited about on the wine list. Talk about the ultimate geek-out! The sommelier is responsible for building and maintaining the wine list, so you’ll likely spark a fun conversation with someone passionate about wine making a great recommendation to enhance your meal.

Wine Tip #9: When ordering for a business dinner…

Don’t get caught high and dry. Even wine enthusiasts can get caught short on this one. Always call the restaurant in advance and request the wine you’d like served with dinner. This way, you’re not stuck if it happens to not be in stock on the date of your event. Arrive early the date of your event and have a casual chat with the waitstaff to ensure your selections are available. Most restaurants now publish their wine lists online so you can review in advance.

Wine Tip #10: Budgets are cool.

The truth is this: there are delicious wines in every price range (and even every type of packaging). There is no shame in having a budget on wine when you’re out to eat. Great bottles can be had for $10 and $1000. What they all share in common? They’ll all be gone in about four glasses! While more expensive wines can taste better to some people, never be afraid to express a price range preference to the bartender, sommelier, or waiter. If your date gets judgy, well…that’s another issue.

Try Boulder Creek Winery!

 

John Marcotte

720-771-9401

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Video Station Moves to East Boulder

 

Video Station Moves to East Boulder

vslogo

With Netflix, Hulu and a plethora of different options for watching movies without leaving your house, it’s amazing that movie stores have stayed in business this long. (On a related note: it’s been reported that Boulder’s last Blockbuster store will close its doors by the end of October.) But for movie buffs and those seeking harder-to-find films, the independently-owned and operated Video Station is a cinephile’s dream come true.

And now, after more than twenty years in the same location, Boulder’s only video store has packed up and moved on down the road. They will be housing their more than 50,000 video titles at a new location, 5290 Arapahoe Rd., a few doors down from Bru Boulder. In addition to the better parking and easier accessibility, the store’s inventory will all be contained on one floor, allowing the many older titles to be displayed along with the newer ones.

But be warned: the Video Station is a little overwhelming. There are rows and rows of movies (more than you could ever hope to watch) with every genre represented. You can get recommendations from employees that have probably seen more films than you and on the flip side, you can also get disapproving looks from employees when you hand them your choice for the evening. Either way, when you patronize this store, you can feel better knowing that you’re helping the community by supporting a local business.

Video Station opened in 1982 and has seen quite a few classes of CU students and Boulder residents pass through its doors. They are open daily from 10AM to 10PM and boast about having the best selection of movies in Colorado. With a knowledgeable staff and lots of movies to choose from, it’s quite possible that if the Video Station doesn’t have the movie you want, you probably don’t really need to see it. YourBoulder.com

 

 

John Marcotte

720-771-9401

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Housing & Energy in Boulder County

 

Housing & Energy in Boulder County

Learn about how to get help with housing and energy for your family.

Featured Programs

Affordable Rentals

Apartment units are located throughout Boulder County at less than market rate. Find out what’s available and how to apply.

Housing & Community Education

We are a HUD-approved housing counseling agency that provides individual counseling on budgeting, credit, foreclosureprevention, reverse mortgages and first-time home purchases. Find out about individual counseling and classes.

Housing Developments

Two housing developments are available for seniors and families. Find out more about Josephine Commons and the Paradigm Project.

 

 

John Marcotte

720-771-9401

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Mysteries of underwriting explored

Mysteries of underwriting explored

If you are a real estate professional and  want to get a better handle on changes regarding credit scoring, mortgage underwriting guidelines, and how to better prepare buyers for the home loan process, you will want to attend a continuing education course on tap next week.

 

The course, titled Mysteries Unlocked – Credit Scores & UnderwritingChallenges,  will be held from 10:30 a.m. until 12:30 p.m. on Wednesday, Oct. 2 at the Mount Vernon Country Club at 24933 Club House Circle in Golden.

It only costs $8 and includes an all-you-can-eat lunch buffet!

Those attending can earn one continuing education credit.

Speakers at the conference will be Jim Kaiser, sales director of Evergreen-based Advantage Credit and Gayle Campbell, vice president of underwriting at Universal Lending. The class is part of the 2013 “Back to School Series” of courses sponsored by Universal  Lending Corp. andLand Title Guarantee, which also are sponsors of InsideRealEstateNews.com.

The credit scoring portion of the class, among other things, will address:

  • Scoring models;
  • How to increase potential buying power with better scores;
  • And how current changes in the market will impact scores.

The class also will address the next year’s Qualified Mortgage Standards that go into effect on Jan. 10, 2014. Campbell is prepared to address and answer any questions on this crucial and important topic.

If you would like to attend, go to Universal Lending Corp. Registration.

 

 

John Marcotte

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Boulder homeless housing on tap

 

Boulder homeless housing on tap

Ground will be broken on Wednesday on this energy-efficient homeless housing development in Boulder.

Ground will be broken on Wednesday on this energy-efficient homeless housing development in Boulder.

Boulder Housing Partners  will break ground on Boulder’s first permanent supportive housing development for the chronically homeless at noon on Wednesday.The 31-unit apartment community will provide permanent homes and supportive services for homeless individuals to help them achieve long-term stability and self-reliance.

The $7.6 million development, which follows the national Housing Firstmodel, will increase the number of permanent housing units available to Boulder residents who have suffered from chronic homelessness, a critical component of Boulder’s 10 year plan to end homelessness.

“The recent flood event reminds us all about the significance of a stable home, and how fragile the line can be between being housed and being homeless,” said Betsey Martens, executive director of BHP. “We are excited to have arrived at this day when it’s time to put a shovel in the ground and begin to create a permanent and safe home for people who’ve not had one for a very long time. We are grateful to the community for an engaged and vigorous dialog that resulted in support for 1175 Lee Hill.”

The development will be  at 1175 Lee Hill Drive in North Boulder, at the intersection of Lee Hill Drive and Broadway. The two-story, multifamily apartment building will offer 31 one-bedroom, fully-furnished units. Residents will also have access to a variety of indoor and outdoor community spaces, laundry facilities and a community room for classes and social events. The general contractor is Denueve Construction and it is being designed by Humphries Poli Architects.

Each resident will be assigned a case manager whose role is to assist them in obtaining available community services such as federal income benefits, medical care, counseling, and job training.  BHP will contract with the Boulder Shelter for the Homeless to provide on-site case managers for the residents of 1175 Lee Hill.

BHP is a national leader in sustainable affordable housing development.  Accordingly, 1175 Lee Hill is designed to be 30 percent more energy efficient than city code. A 56 kW solar array will be installed on the roof, offsetting 100 percent of the common area electricity demand.  It will integrate a variety of energy efficiency and sustainable features which will contribute to a low-maintenance, comfortable and healthy living environment.

Prospective tenants are eligible to apply if they are an unaccompanied homeless individual with a disabling condition who has either been continuously homeless for a year or more, or has had at least four episodes of homelessness in the past three years.

Financing sources for the development include:

  • Boulder County;
  • Colorado Division of Housing;
  • City of Boulder;
  • Fannie Mae;
  • And the Colorado Housing and Finance Authority.

Interested parties can register for project updates and join an interest list at: http://www.boulderhousing.org/LeeHill

 

 

John Marcotte

720-771-9401

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Ravenna’s vision remains

 

Ravenna’s vision remains

Ravenna

Ravenna

When Glenn Jacks first unveiled the 634-acre Ravenna luxury housing community near Waterton Canyon in Douglas County, he had this to say about the development with giant red rock outcroppings giving it a postcard worthy rugged beauty: “The big thing is that we can’t mess it up.”

That was in 2005.

At first, the rich were lining up to often spend $500,000 or more to buy lots at Ravenna, which takes its name from an Italian city that served as the capital of the Western Roman Empire 1,600 years ago.

“From 2006 to 2007 things were going great and we were selling beyond our pro forma pricing,” said Jacks, whose River Canyon Real EstateInvestments LLC was the developer.

Then the Great Recession hit.

“We felt the pain,” Jacks said. “Denver was no different from any other place in the country. It was a miserable time.”

After sales that came to a virtual halt, Jacks, limited liability company filed for reorganization under Chapter 11 of the U.S. Bankruptcy Code for the 243-lot community.

The bankruptcy filing listed $19.7 million in assets and $45.3 million in liabilities.

Earlier this year, the Gold Club at Ravenna emerged from bankruptcy, with Jacks still in charge of the community.

Last week, officials reported that in the past month more than 30 lots have been reserved and two homes have closed.

Lot prices drop

Lots now are priced from $200,000, a fraction of the original listing prices.

“Custom homes are in high demand and the market is steadily gaining momentum, especially in Colorado,” said Dale Schossow, of Fuller Sotheby’s International Realty, the listing brokerage firm.

Ravenna includes an 18-hole championship golf course designed by Jay Morrish.

“With most of Denver’s golf course communities already built out, Ravenna’s land appeals to buyers looking to build their very own dream home.”

Jacks said prospective buyers are coming from Evergreen, Genesee, “and other foothill communities,” as well as nearby Ken Caryl Ranch.

“We’re even getting some people who are living in Cherry Creek North or downtown, and want to trade urban living for the true Colorado experience, but still being close to all the amenities downtown,” Jacks said.

Golf Club at Ravenna

Golf Club at Ravenna

S. Robert August, who initially marketed Ravenna for Jacks, said the land is gorgeous.

“It’s a remarkable piece of land,” August said. “The property is beautiful. It’s one of the nicest sites you will find anywhere in the U.S.”

Full article here

 

 

John Marcotte

720-771-9401

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RE/MAX stock soars another 12%

 

RE/MAX stock soars another 12%

The trend continues.

Denver-based RE/MAX has been trading on the New York Stock Exchangefor two days and both days it has been the second biggest percentage gainer on the NYSE.

It went public at $22, higher than the expected $19 to $21 per share. RE/MAX issued 10 million shares, raising $220 million.

On Wednesday, it closed at $27, a 22.7 percent first-day gain.

Today, it gained another $3.21, for an 11.89 percent jump, on a day that the S&P 500 and the Down Jones Industrial Average each fell 0.9 percent.

Since the franchise real estate company started trading, it has gained 37.3 percent. Some 2.45 million shares traded today. It traded as high as $31.08 today.

Not everyone is a fan of the stock, which trades under the symbol RMAX.

CNBC commentator Jim Cramer called it a “sell.”

Given the state of the economy, a falling equities market, and  a potential debt default that could be a disaster for the real estate market, Cramer was baffled why the IPO of RE/MAX went so well.

Cramer said he would prefer to avoid investing in a newly publicly tradedcompany at this time, or in the real estate sector. RE/MAX, of course, is both. Cramer said he feels he is one of the few who is properly factoring in the potential downside to the shares of RE/MAX.

RE/MAX was founded in Denver in 1973 by Dave and Gail Liniger. They remain the largest shareholders, owning 61 percent.

Read entire article here 

 

John Marcotte

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Citigroup to pay Freddie Mac $395 million on suspect mortgages

Citigroup to pay Freddie Mac $395 million on suspect mortgages

A Citi sign is seen at the Citigroup stall on the floor of the New York Stock Exchange, October 16, 2012. REUTERS/Brendan McDermid

By Jonathan Stempel

Wed Sep 25, 2013 5:39pm EDT

(Reuters) – Citigroup Inc on Wednesday said it agreed to pay $395 million to Freddie Mac to resolve claims of potential flaws in roughly 3.7 million mortgages it sold to the housing finance company from 2000 to 2012.

Citigroup, the third-largest U.S. bank, said the settlement also covers potential future claims arising from the loans bought by Freddie Mac, a large purchaser and guarantor of home loans.

The deal follows an agreement by Citigroup in July to pay $968 million to settle similar claims by Fannie Mae, the largest U.S. mortgage finance company. Both Fannie Mae and Freddie Mac were bailed out by the federal government in 2008.

“Today’s agreement with Freddie Mac marks another important milestone in successfully resolving Citi’s remaining legacy mortgage issues,” Jane Fraser, chief executive of CitiMortgage, said in a statement.

Freddie Mac also praised the settlement. “The agreement is an equitable one that resolves legacy repurchase issues, and allows both companies to move forward,” Freddie Mac spokesman Tom Fitzgerald said.

Citigroup said the payment is covered by its existing mortgage repurchase reserves.

The New York-based bank received three federal bailouts in 2008 and 2009, and has since been shedding or scaling back in some of its higher-risk, slower-growing businesses.

Many banks including Citigroup sold millions of home loans to Freddie Mac and Fannie Mae, which in turn packaged them into securities that could be sold to investors.

In selling mortgages loans, banks make representations and warranties such as how well the loans were underwritten, and whether the borrowers can afford them. Banks can be forced to repurchase soured loans if those claims prove wrong.

Mounting losses from troubled loans were a key factor in the 2008 bailouts of Freddie Mac and Fannie Mae.

Wednesday’s settlement does not free Citigroup from liability on servicing the loans, and excludes fewer than 1,000 loans that carry special contractual rights and obligations.

In January, Bank of America agreed to pay Fannie Mae $3.6 billion to compensate for troubled home loans and to buy back an additional $6.75 billion of loans.

(Reporting by Jonathan Stempel in New York; Editing by Gary Hill and Leslie Adler)

 

John Marcotte

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U.S. new home sales rise but hold near lowest levels of 2013

U.S. new home sales rise but hold near lowest levels of 2013

(Reuters) – Sales of new single-family homes in America rose in August but held near their lowest levels this year, a sign that a sharp rise in interest rates is weighing on the U.S. economy.

Sales rose 7.9 percent to an annual rate of 421,000 units, the Commerce Department said on Wednesday.

The pace of sales was in line with analysts’ expectations and supported the view that rising mortgage rates were taking steam out of America’s housing recovery.

August’s increase in new home sales did not make up for the steep drop registered in July, when the pace of sales was the weakest since October.

Mortgage rates surged beginning in May when the Federal Reserve gave signals it was thinking of winding down a bond-buying stimulus program. The Fed surprised financial markets last week when it said it would put off reducing monthly bond purchases for now. Policymakers said rising borrowing costs played a role in their decision.

The housing market, which has been a major drag on America’s economy since the 2007-09 recession, appeared to turn a corner early last year when home prices began to rise.

Last month, the median price for a new home sale fell to $254,600. The median sales price, which is not adjusted for seasonal swings, has fallen every month since May, although is still up slightly from August 2012.

The inventory of new homes for sale increased by 3.6 percent in August from July, leaving the stock of unsold new homes at its highest level since March 2011.

(Reporting by Jason Lange; Editing by Krista Hughes)

 

John Marcotte

720-771-9401

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